#MPesa - Web3Africa

Pesalink at 8 Years: Success Story or Missed Potential?

KenMichaelsOctober 3, 2025October 3, 202509 mins

TL:DR, Pesalink processed over 8.2 million transactions but still struggles to deliver true payment interoperability across Kenya’s fragmented financial system. Kenya’s payment ecosystem is fragmented with banks, mobile money, and fintechs on separate rails, creating inefficiency and high costs for users and merchants. PesaLink’s future as a universal payment rail is uncertain, facing challenges from…

Stablecoins Meet M-PESA: Kenyan Mobile Money, Mpesa Adds PayPal

KenMichaelsAugust 5, 2025February 2, 202608 mins

PayPal integrates with M-Pesa’s 35.8M wallets, revolutionizing Kenya’s digital payments as mobile money revenue hits $1.25B. Freelancers and remote workers (5% of Kenya’s workforce) now access instant PYUSD stablecoin conversions at just 0.99% fees, bypassing inflation and FX bottlenecks. With 299,000 agents processing $17.83B annually, this integration positions Kenya as Africa’s stablecoin gateway for global commerce and financial inclusion.