KenMichaels

Ken Mutuku is a forerunner in blockchain reporting and an experienced editor and fact-checker at Web3Africa, tightening copy and verifying sources to make complex tech stories clear. A cybersecurity analyst now pivoting into blockchain security and smart-contract auditing, he provides technical review and editorial oversight to ensure accuracy and on-chain safety.

crypto-atm-withdrawal-web3africa

Crypto ATMs Go Mainstream: How Paycorp and Triple‑A Are Turning South Africa’s Crypto Into Cash

TL;DR,     The new Paycorp partnership enables crypto ATM withdrawal capabilities at over 3,000 Cash Express machines across South Africa, allowing users to cash out up to R5,000 ($293) per transaction without a bank card. Using the CryptoExpress app, South Africans can complete light KYC, send crypto on-chain, receive a voucher PIN and withdraw rand from…

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cngn-stablecoin-web3africa

Nigeria’s cNGN Stablecoin Launch: Charting a New Digital Currency Path Beyond the eNaira

TL;DR,     The cNGN stablecoin is Nigeria’s regulated, naira-backed digital currency that succeeded where the eNaira failed, surpassing 1 billion tokens in circulation by late 2025. Unlike the faltering eNaira CBDC, the privately-issued cNGN stablecoin focused on interoperability, fintech integration, and low-cost utility, driving rapid adoption across Nigeria. Backed by Nigeria’s National Blockchain Policy,…

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nigeria-crypto-ban-web3africa

Is Crypto Legal Again? Unpacking the Nigeria Crypto Ban Reversal

TL;DR,     The Nigeria crypto ban is officially lifted following a period where P2P inflows hit $59 billion, though new regulations strictly control how licensed firms interact with banks. Nigeria’s crypto rules have evolved from blanket banking exclusions to a dual‑regulator framework where CBN and SEC license VASPs, tax capital gains, and force naira‑only,…

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programmable-money-pave-bank

Inside Pave Bank’s Programmable Money Model: Who It Really Serves

Pave Bank, a Singapore-headquartered digital commercial bank, closed a $39 million Series A funding round led by Accel and Tether Investments. While the announcement drew much attention, what’s most peculiar is the bank’s unusual proposition: a fully licensed institution offering programmable money. The partnership intends to create a platform that allows institutional clients to automate…

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tbdex-africa

How Block’s New Protocol Enables Instant Bitcoin-to-Mobile Money

Jack Dorsey is betting that cross-border payments can be made cheaper and easier to integrate without recreating the “centrally” dominated crypto and fiat rails. On December 1, 2023, Block Inc.’s tbDEX protocol went live in Africa through Yellow Card as its first major Participating Financial Institution (PFI), and later with Chipper Cash joining the network. This is…

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