In 2025, Africa’s “regulatory silence” ended. From Nigeria’s landmark ISA 2025 to South Africa’s removal from the FATF grey list, the compliance landscape has shifted. This 2026 guide breaks down the high-stakes transition from offshore havens to supervised financial hubs, highlighting the billion-dollar shifts in Nigeria, Kenya, and Ghana that every Web3 investor and VASP operator must understand to survive.
Kenya repeals 3% digital assets tax following unified industry advocacy, replacing with 10% excise duty on VASP fees, net trader cost drops to 0.1%. Swypt, Busha, HoneyCoin, Luno, GoChapaa + PwC presented case against transaction value taxation.
Kuria Kimani (Finance Committee): “Changed from transaction amount to fees charged when trading.” Section 12F Income Tax Act repealed.
Finance Bill 2025 moves to Senate, awaits President Ruto assent. VASP Bill 2025 licensing framework targets consumer protection. Kenya drafts East Africa crypto policy blueprint alongside Nigeria, South Africa
